I’m not sure what is worse: Dealing with insurance agents and hoping to get honest quotes or getting spammed by all of the new insurance quote comparison companies popping up online. We need insurance. (We do.) But when all you want to do is find out which insurance company provides the most coverage at the lowest cost, couldn’t it be easier?
Insurify says yes.
What is Insurify?
Insurify is a comparison site providing car, home, and life insurance. It claims it will find users the best rates from top insurers with no hidden fees and no catch. Founded in 2013 by Snejina Zacharia and officially launched in 2016, the company allows you to compare quotes from national and regional insurance companies online in 2 minutes. With a following phone call, you can have your policy in 5 minutes. Its customers save $996, on average, annually on car insurance.
How does Insurify work?
From the moment you visit Insurify’s website, you are prompted to get a quote. It automatically locates your zip code, and with a click, you begin.
The next step prompts you to identify the vehicle you need to be insured. As you enter your information, it shows you its estimate on savings and the confidence it can get you those savings.
You will have to enter your information, and it’s needed to identify your age, gender, and credit rating, which affects insurance prices.
The next step is searching for possible discounts for which you may qualify. You’ll also be able to bundle your car insurance with homeowners insurance and life insurance. It will also prompt you about your career to see if additional discounts may be found.
Then you’ll go through any incidents you may have while driving.
To get your quotes, you’ll need to add your email, address, and phone number. This is the part we all hate, and Insurify says it will not share your email.
For my quotes, it searched 15 auto insurance companies. It gives you coverage options, including selecting collision and comprehensive insurance. My cheapest quote from the different companies came from Plymouth Rock at $76 per month for the minimum state protection. To receive standard protection, which I currently have through Progressive, my next best quote was also from Plymouth Rock at $81 per month. Both were comparable to my current price, which leaves me wondering if Progressive would have been the lowest rate had I not already had it.
If you want to purchase one of the policies offered, you can call an agent or complete the process online. (Insurify is not an insurance provider, simply a comparison website.)
How much does Insurify cost?
Insurify does not charge for the service; it’s entirely free for you to check auto insurance quotes. The platform earns revenue from the insurance agencies that pay them if you select their company.
Insurify features
Customized insurance comparisons
Quickly compare auto insurance quotes from various providers to find the cheapest car insurance policy to fit your insurance needs. You’ll be given quotes based on your state’s minimums and customized quotes for more coverage.
Fast search process
Insurify says you can get a quote in just 2 minutes, but I did take a little longer – it’s more like 5 minutes. But every comparison company is trying to compete by offering it the fastest, so Insurify wins on what is the fastest if it takes you just 2 minutes to complete the questionnaire. It doesn’t really matter, as the process was straightforward and fast enough.
Bundling options
Insurify currently offers homeowners insurance and life insurance comparisons, too. If you bundle your insurance by having all of your policies through one company, you will receive more significant discounts, and Insurify can show you quotes with or without bundling.
Is Insurify legit?
Insurify is an easy insurance comparison platform that does exactly as it promises: Gives you multiple car insurance quotes in mere minutes. Were the quotes as low as other comparison sites? The final quotes will depend on the agencies specifically. What Insurify does well gives you a fast look at who may give you the most insurance for less.